xoReni
xoReni
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Life Advice from My Parents + I hosted my first live event!
Join my membership to get watch the full panel:
ua-cam.com/channels/7IFGfatJRoxHjkGXGVvitA.htmljoin
What a blessing it is to be able to host my first ever live event, Don't Go Broke Trying Toronto. My guests? Bode and Denise Odetoyinbo, my parents. I'm so glad to have them and I think you should watch the full panel to get more gems.
♡ ♡ ♡ ♡ ♡ ♡ ♡ ♡ ♡ ♡ ♡ ♡ ♡ ♡
Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
xo, Reni ♡
Переглядів: 428

Відео

4 money mistakes I made in my 20s
Переглядів 1,1 тис.3 місяці тому
In this video, I share four financial mistakes I made and the lessons I learned from them. From investing in hype without proper research to underestimating the costs of being a landlord, each mistake has taught me some valuable lessons. Watch the full video to ensure you don't make the same mistakes I did! Let me know some of your mistakes too x Chapter 0:00 Intro 0:51 Mistake One - Investing ...
A Guide To Investing Accounts in Canada: TFSA, RRSP, FHSA & RESP 🇨🇦📈
Переглядів 1,4 тис.4 місяці тому
Hey friends! Here is a comprehensive guide to the different registered investing accounts in Canada! In this video, I break down the differences between TFSA, RRSP, FHSA, and RESP accounts in Canada. Whether you're a beginner investor or looking to optimize your investing strategy, this video can help you make informed decisions to maximize your wealth. Comment below which account you would ope...
Three Tax Mistakes You’re Making As A Business Owner!
Переглядів 6054 місяці тому
Part Two! Here are three critical tax mistakes that could be holding your business back. From forgetting to set aside money for taxes to neglecting expense tracking and bookkeeping, these errors can crush your business financially. Learn from my mistakes! Plus, I share how keeping receipts can help you save a lot of money (and stress) come tax time. Let me know what you think, if you have any q...
Top 4 Mistakes Canadian Business Owners Must Avoid!
Переглядів 8255 місяців тому
Are you a Canadian business owner? Watch out for these common pitfalls that could be costing you time and money! In this video, I share the top 4 mistakes many entrepreneurs make, including choosing the wrong business structure, navigating tax payments, and HST remittance issues. Let me know if you have any questions and if you want to see part two, comment "Part Two!" Chapters 0:00 Intro 1:20 ...
Tutorial: How To Open Savings Buckets In Neo Financial + Get 4% Interest!!
Переглядів 1,3 тис.5 місяців тому
Tutorial: How To Open Savings Buckets In Neo Financial Get 4% Interest!!
ETFs vs. Index Funds vs. Stocks: Which is Right for You?
Переглядів 1,4 тис.6 місяців тому
ETFs vs. Index Funds vs. Stocks: Which is Right for You?
8 Steps To Take To Make 2024 Your Wealthiest Year Yet!
Переглядів 1,3 тис.6 місяців тому
8 Steps To Take To Make 2024 Your Wealthiest Year Yet!
Best and Worst High-Interest Savings Accounts in Canada 🇨🇦
Переглядів 15 тис.8 місяців тому
Best and Worst High-Interest Savings Accounts in Canada 🇨🇦
5 Money Mindsets To Leave In 2023!
Переглядів 2,1 тис.9 місяців тому
5 Money Mindsets To Leave In 2023!
How To Afford To Travel The World | Steps To Build a Travel Fund!
Переглядів 1,6 тис.10 місяців тому
How To Afford To Travel The World | Steps To Build a Travel Fund!
The Hidden Cost of Home Ownership 😱🏠
Переглядів 1,5 тис.10 місяців тому
The Hidden Cost of Home Ownership 😱🏠
The Top THREE Growth Stocks In Our Portfolios! ft. @FinancialNirvanaMama 📈🤑
Переглядів 2,2 тис.Рік тому
The Top THREE Growth Stocks In Our Portfolios! ft. @FinancialNirvanaMama 📈🤑
Buying a home is NOT an investment if…
Переглядів 2,5 тис.Рік тому
Buying a home is NOT an investment if…
The Truth About Life Insurance! Whole Life vs Term ft. Nicole Simons
Переглядів 1,7 тис.Рік тому
The Truth About Life Insurance! Whole Life vs Term ft. Nicole Simons
I'm FINALLY learning how to do makeup at age 26 😮‍💨 Chit Chat GRWM ft. @keepingupwithzeek
Переглядів 838Рік тому
I'm FINALLY learning how to do makeup at age 26 😮‍💨 Chit Chat GRWM ft. @keepingupwithzeek
How To LEGALLY Pay Less Taxes In Canada! ft. Tax Heroes
Переглядів 3 тис.Рік тому
How To LEGALLY Pay Less Taxes In Canada! ft. Tax Heroes
Wealthsimple Invest Portfolio Update After One Year | Was it worth it? 🤑📈
Переглядів 9 тис.Рік тому
Wealthsimple Invest Portfolio Update After One Year | Was it worth it? 🤑📈
When to Choose Traditional Banks Over Online-Only Banks | 6 Scenarios to Consider 🏦
Переглядів 1,7 тис.Рік тому
When to Choose Traditional Banks Over Online-Only Banks | 6 Scenarios to Consider 🏦
How I Made $50,000 in 3 Months As A Content Creator! 💰 | xoreni
Переглядів 3,4 тис.Рік тому
How I Made $50,000 in 3 Months As A Content Creator! 💰 | xoreni
The Tax-Free First Home Savings Account (FHSA): Your Key to Homeownership in Canada 🇨🇦🏠 | xoreni
Переглядів 2,6 тис.Рік тому
The Tax-Free First Home Savings Account (FHSA): Your Key to Homeownership in Canada 🇨🇦🏠 | xoreni
Avoid These Six Financial Mistakes as a Newcomer to Canada! | xoreni ft. @SmallTalkWithFaith
Переглядів 2,2 тис.Рік тому
Avoid These Six Financial Mistakes as a Newcomer to Canada! | xoreni ft. @SmallTalkWithFaith
How I'm Saving and Investing $30,000 in 2023 💰 | xoreni
Переглядів 2,9 тис.Рік тому
How I'm Saving and Investing $30,000 in 2023 💰 | xoreni
Investing 101 | How To Research Stocks BEFORE Investing
Переглядів 1,8 тис.Рік тому
Investing 101 | How To Research Stocks BEFORE Investing
Bodrum, Turkey Travel Guide: Top 5 Things to Do 🇹🇷
Переглядів 4,3 тис.Рік тому
Bodrum, Turkey Travel Guide: Top 5 Things to Do 🇹🇷
Investing 101 | Investing Strategies for Uncertain Times 📈
Переглядів 1,7 тис.Рік тому
Investing 101 | Investing Strategies for Uncertain Times 📈
My Bible Reading Journey: How I Read for 90 Days Straight | 7 Consistency Hacks 💯
Переглядів 1,1 тис.Рік тому
My Bible Reading Journey: How I Read for 90 Days Straight | 7 Consistency Hacks 💯
How To Build Your Dream Real Estate Portfolio | 2023 Vision Board Party
Переглядів 927Рік тому
How To Build Your Dream Real Estate Portfolio | 2023 Vision Board Party
ASK ME ANYTHING | Combatting racism, my perfect man, getting fired from a job & more!
Переглядів 1,1 тис.Рік тому
ASK ME ANYTHING | Combatting racism, my perfect man, getting fired from a job & more!
I helped 100 people save $950k in 2022! Here's how YOU can meet YOUR financial goals in 2023
Переглядів 1,1 тис.Рік тому
I helped 100 people save $950k in 2022! Here's how YOU can meet YOUR financial goals in 2023

КОМЕНТАРІ

  • @trevorwhyte7000
    @trevorwhyte7000 День тому

    🎉Booyah❕, you just proved I'm not crazy🙂‍↕️,that's my talking points verbatim🥳

    • @xoReni
      @xoReni День тому

      @@trevorwhyte7000 twins 😂

  • @AntNBAallday
    @AntNBAallday 2 дні тому

    My reaction: Just 350k in London 😮?😊?❤?…. Ah, ‘Ontario’ 💀

    • @xoReni
      @xoReni День тому

      @@AntNBAallday 😂

  • @5canwalk
    @5canwalk 2 дні тому

    I didn't feel safe enough to quit until I secured rental income that covers my basic living expenses.

    • @5canwalk
      @5canwalk 2 дні тому

      Your advices r so grounding, and realistic. And your examples are so plentiful and based on your rich experience.

    • @xoReni
      @xoReni День тому

      @@5canwalk so glad the video resonated with you! 😁

  • @yeseniagonzalezramos8621
    @yeseniagonzalezramos8621 3 дні тому

    Do you buy your US stocks in Wealth Simple?

    • @xoReni
      @xoReni День тому

      @@yeseniagonzalezramos8621 I usually buy in td

  • @ralphcolebank1329
    @ralphcolebank1329 5 днів тому

    TD now has Partial Share but not for DRIP Programs like WealthSimple does, and TD charges large Commissions, unlike WealthSimple free commissions.

    • @xoReni
      @xoReni День тому

      @@ralphcolebank1329 td now has easy trade for commission free trading

    • @ralphcolebank1329
      @ralphcolebank1329 День тому

      Only 50 free trades with TD Easy Trade. Every trades is commission free at WealthSimple. And what about the DRIPs?

    • @xoReni
      @xoReni День тому

      @@ralphcolebank1329 only Canadian trades are technically free on WS but I hear you. I like both platforms

  • @Bismarksolomon
    @Bismarksolomon 6 днів тому

    I came across your channel through this video-case studies are incredibly valuable, and I'm eager to see more in the future! Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments.

    • @Jameslaure-e4u
      @Jameslaure-e4u 6 днів тому

      People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins

    • @Danielchirs
      @Danielchirs 6 днів тому

      Uncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.

    • @Christopherdan-q2q
      @Christopherdan-q2q 6 днів тому

      This aligns perfectly with my desire to organize my finances prior to retirement. Could you provide me with access to your advisor?

    • @Danielchirs
      @Danielchirs 6 днів тому

      NICOLE ANASTASIA PLUMLEE is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

    • @Christopherdan-q2q
      @Christopherdan-q2q 6 днів тому

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @kathyanncharles2095
    @kathyanncharles2095 6 днів тому

    Thanks for the investment ideas.

    • @xoReni
      @xoReni День тому

      @@kathyanncharles2095 you’re welcome!

  • @rasaunharrigan2302
    @rasaunharrigan2302 6 днів тому

    Can I invest in the s&p500? In TD

    • @xoReni
      @xoReni 6 днів тому

      @@rasaunharrigan2302 yes you can

  • @christopherwebstersauti825
    @christopherwebstersauti825 10 днів тому

    Thanks Reni! My profile is certainly not optimised. Loads of work to do on my part. Will certainly come back to thank you for the results, when I'm done.

    • @xoReni
      @xoReni День тому

      @@christopherwebstersauti825 you’re so welcome! Glad this was helpful 😁

  • @iammisspauline
    @iammisspauline 14 днів тому

    Hey hun.. do you have contact details for Exen travel please?

    • @xoReni
      @xoReni 14 днів тому

      @@iammisspauline hey no I don't

  • @ralphcolebank1329
    @ralphcolebank1329 15 днів тому

    TD has now introduced purchasing Partial Shares, but get this. Your auto DRIP reinvesting of Dividends paid still do not use Partial Shares? This is the main reason for Partial Shares. Best to have all your DRIP plans with WealthSimple which does invest DRIP Dividends in partial Shares. WealthSimple wins hands down over TD.

  • @ralphcolebank1329
    @ralphcolebank1329 15 днів тому

    You can now open a USD Account at WealthSimple.

  • @305heat_
    @305heat_ 17 днів тому

    All great questions.

  • @tuminihart8112
    @tuminihart8112 18 днів тому

    I just tried signing up but I noticed Nigeria is not part of the country that they accept passport as a form of identity verification

  • @tuminihart8112
    @tuminihart8112 18 днів тому

    This was really helpful. Thank you Renin❤

  • @jennagibson290
    @jennagibson290 19 днів тому

    What would you put if you have been doing tik tok shop trying to be a content creator

  • @huda21sparks
    @huda21sparks 20 днів тому

    Thank you for this video can you make video on coffee chat questions if im approaching someone in IT department (solution design manager) but my aim is for getting into the company where im interested in product owner role. Since developer work closely with product owner team how would I approach them. Without showing my eagarness for that i want to get connected with someone in product owner hiring team.

  • @DimariaLemmy
    @DimariaLemmy 20 днів тому

    Good morning

  • @cressidaaaaa
    @cressidaaaaa 22 дні тому

    That’s too expensive for there

  • @tibouthine6409
    @tibouthine6409 25 днів тому

    I heard that its a scam ?

    • @xoReni
      @xoReni 25 днів тому

      @@tibouthine6409 scam how?

  • @23youwatch
    @23youwatch 26 днів тому

    This WORKS By passed an hour or more long line. I was the put as the first person in line

  • @kingstonlucas3412
    @kingstonlucas3412 26 днів тому

    Can I know which method you used to save to be able to pay for your down payment if it ain’t personal? Also for your mortgage payment do you pay the total amount from your rent or you top it ?

    • @kingstonlucas3412
      @kingstonlucas3412 26 днів тому

      How do you navigate with the interest rate during this period?

  • @libertymedicalcommunicatio4908
    @libertymedicalcommunicatio4908 26 днів тому

    Well done!

  • @C1K450
    @C1K450 28 днів тому

    Too expensive to live in the city unless you’re comfortable living in the hood. That’s why newer suburbs modeled in 2015+ are making outlets and playgrounds for consumers to spend their money within the suburbs, rather than in the city.

  • @sweetcold8989
    @sweetcold8989 29 днів тому

    hello i wanted to know - will all these accounts will be accessible to me as im a newcomer to canada on a work permit

  • @mercyuti6655
    @mercyuti6655 Місяць тому

    Very insightful. Thank you Reni

  • @temiloreo.4414
    @temiloreo.4414 Місяць тому

    You have your dad's whole face! Sound advice 🫰🏽✨

  • @mikelesbob
    @mikelesbob Місяць тому

    I have to admit, I absolutely HATE being paid twice a month as compared to being paid every other week. Reason being that your actual paydays fluctuate in any given month, even though they're supposed to be on the same date. Also if you're with a bank vs a credit union, sometimes you get paid a day early, sometimes not. And if your scheduled pay date falls on a weekend, your check won't hit your bank until the following Monday. So my wife and I often go two and a half weeks or more between paychecks, just based on what day the 7th and 21st happen to fall on. So when you're living paycheck to paycheck, it really makes already tough budgets on hyperinflated groceries even harder to stretch for. Sorry lol rant over. Great video

  • @xoReni
    @xoReni Місяць тому

    Watch the full panel on UA-cam here: ua-cam.com/users/xorenijoin

  • @MyLifeinaNutshelll
    @MyLifeinaNutshelll Місяць тому

    what about interac e transfers? are they free too? receiving and sending

    • @xoReni
      @xoReni Місяць тому

      @@MyLifeinaNutshelll receiving is free. You get 5 free included for sending

    • @MyLifeinaNutshelll
      @MyLifeinaNutshelll Місяць тому

      @@xoReni Thanks a lot. u saved me a lot. right away booking God bless u 🙏

  • @RumGod
    @RumGod Місяць тому

    Blessings 🥰 I'm looking for a second vacation home in the Caribbean 🌴 Help me find one please 💖💛💚

  • @shellmac76
    @shellmac76 Місяць тому

    Any thoughts on Wealthsimple changing their interest rate?

    • @xoReni
      @xoReni Місяць тому

      @@shellmac76 it’s expected as the bank of Canada changed their interest rate. All other banks will follow shortly.

  • @lifewithloulou
    @lifewithloulou Місяць тому

    I am a Native of Antigua & Barbuda. That is good price, everything you said is correct. a person can spend as much as $25K. I spent $1000 US on my last trip in June '24. I am glad you enjoyed your trip to my Country. If you ever go back, be sure to visit Barbuda our sister Island!

    • @xoReni
      @xoReni Місяць тому

      @@lifewithloulou I’ll definitely visit Barbuda 😍

  • @IkaNormani
    @IkaNormani Місяць тому

    Hey Reni! How much did the cooking class cost you?

    • @xoReni
      @xoReni Місяць тому

      @@IkaNormani heyyy this was years ago im not too sure

  • @Kikiwealth
    @Kikiwealth Місяць тому

    Hi Reni, Thank you for this video! I have a question as a new international student. I used the calculator, and it says my contribution limit will be $7000. My question is, would this be my limit every year if I make a $7000 contribution to the TFSA account, or would my limit increase each year and would I be able to contribute more as the years go by? Thank you!

    • @xoReni
      @xoReni Місяць тому

      @@Kikiwealth hi! The limit changes every year. For 2024 it will be $7000. Next year let’s say the contribution limit stays the same. That means you’d have $14,000 of contribution room assuming you haven’t contributed yet. Let me know if that helps!

  • @TheBaybeeJess
    @TheBaybeeJess Місяць тому

    And he couldn't stress this enough 😅! No but seriously, we hear you Sir🫡

    • @xoReni
      @xoReni Місяць тому

      @@TheBaybeeJess 😂😂😂

  • @alexanderoburoh1235
    @alexanderoburoh1235 Місяць тому

    Excellent advice to be very honest

    • @xoReni
      @xoReni Місяць тому

      @@alexanderoburoh1235 🙌🏾🙌🏾

  • @Oyin_Daramola
    @Oyin_Daramola Місяць тому

    Congratulations Reni!! You deserve this and more 🎉🎉🎉

    • @xoReni
      @xoReni Місяць тому

      Thank you so much!!🥳

  • @SunshineQu33n
    @SunshineQu33n Місяць тому

    Can you do an update since it has been over a year?

  • @tenzintsewang6279
    @tenzintsewang6279 Місяць тому

    HI, just a quick question, can I withdraw money from neo high interest saving account anytime

    • @xoReni
      @xoReni Місяць тому

      @@tenzintsewang6279 yes